VA HOME LOANS
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VA Loans are great and almost always the most beneficial option for eligible borrowers
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You can have multiple VA Loans and you do not have to be prior service to be a co-borrower on a VA loan
Loan Product Information
Build from Scratch
Buy An Existing
Make It Look Better
Get Some Money
Save Some Money
Get Pre-Approved Now
Quotes in as little as 60 seconds
with no credit check required
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Get the process stared with no credit check
Eligibility for VA Loans
One of the following:
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Served 90 consecutive days of active duty during wartime
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Completed 181 days of active service during peacetime
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Served 6 years in the National Guard or Reserves
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Be the spouse of a service member who died in the line of duty or from a service-related disability
VA Loan Features
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No Down Payment: Eligible borrowers can purchase a home without needing a down payment, making it easier to enter the housing market
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Competitive Interest Rates: VA loans come with lower interest rates compared to conventional loans
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No Private Mortgage Insurance (PMI): Borrowers save money by avoiding costly monthly PMI payments
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Flexible Credit Requirements: VA loans are more lenient when it comes to credit scores, allowing borrowers with less-than-perfect credit to qualify
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Assumable Loans: VA loans can be transferred to another eligible borrower, adding value when selling a home
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Refinancing Options: The VA offers programs like the VA IRRRL (Interest Rate Reduction Refinance Loan) to help borrowers lower their interest rates or refinance into more favorable terms