NON-QM LOANS
TO GET YOU HOME
non-qm mortgages from great start
Designed for those who don’t fit the standard mold.
Self-employed borrowers or anyone with a non-traditional income scenario may be an excellent fit for Non-QM loans. Others who may benefit from a Non-QM mortgage include:
- Real estate investors
- Individuals with significant assets
- Foreign nationals
These types of loans offer flexibility in income verification, accommodations to unique financial scenarios, and customizable loan terms.
Ready to learn more? Or unsure if you may qualify? Give us a call or fill out our contact form and we’ll be in touch with answers.
Let’s Chat
NON-QM LOAN FEATURES
Packed with benefits that fit your unique scenario and make real estate ownership a reality.
Does Not Look At Income or Debts
Ideal For Self Employed Borrowers or Investors
Bank Statement Qualification Allowed
Non-Standard Loan Terms Available
PROGRAM DETAILS
- Useful for those without traditional income
- Easier qualification standards
- Useful for investors with little income or higher debt
*When tax returns are not ideal or asset heavy and income light.
Purchase or Refinance
- No Ratio DSCR Available
- Minimum 15% Down on Purchase
- 30 Year Interest Only Available
- Do Not Need to Own a Primary
- Can Close in an LLC
- Non-Warrantable Condos Accepted
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check). Start your pre-approval or give us a call!
12 or 24 Month Balance Average
- Expense Ratio Depends on Industry – Up To 85% of Deposits Allowed
- Minimum of 10% Down Payment
- Business or Personal Statements Allowed
- Can Use a Combination of Personal and Business
- Multiple Accounts Allowed
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check). Start your pre-approval or give us a call!
Don’t Have to Liquidate Your Portfolio
-
Can be Used with Other Types of Income
-
Do Not Have to be Retirement Age
-
Retirement and Non-Retirement Accounts Allowed
- 100% of Cash Accounts Allowed
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check). Start your pre-approval or give us a call!
Self Prepared Allowed!
- Do Not Need Business Bank Statements
- Business Needs to be Operational for Minimum of 12 Months
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check). Start your pre-approval or give us a call!
1099 Income Only
- Up to 100% of 1099 Income
- Minimum of 1 Year History
- 20% Minimum Down Payment
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check). Start your pre-approval or give us a call!
WHERE TO START…
In the market to purchase or build a home? Start with our Purchase or Construction programs.
Already own a home? Consider refinancing or renovating with our Cash-Out, Rate/Term, and Renovation programs.
Why Choose Great Start Mortgage?
Because achieving your goal is our goal.
We’re a small, independent brokerage who treats every loan as if it were our own. You don’t fall into a database like the big box brokers… you work with us one-on-one every step of the way.
Our team compares multiple lenders to find the best loan for your needs. We listen, guide, and advise to set you up for success.
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Call Us Locally
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Start Here!
Location
4495 W Hacienda Ave, Suite 11A
Las Vegas, NV 89118
Company Control Officer
Brian Stark
NMLS #1602373
Legal Info
GSM Consulting LLC
DBA Great Start Mortgage
NMLS #2138443
Consumer Access
Great Start Mortgage, 4495 W Hacienda Ave Ste 11A, Las Vegas, NV 89118
NMLS #2138443. Go here for the Great Start Mortgage NMLS Consumer Access Page
©2021-2026 GSM Consulting LLC. All rights reserved
As the borrower, you have the control. You have the ability to determine who does your mortgage and what your mortgage does for you. It is just another financial instrument in the world of capitalism that plays by a fixed set of rules that are put in place to protect you, the borrower. There are three factors that determine what you are able to do and that is credit, income and debt. For more information, visit the CFPB.