CONVENTIONAL
HOME FINANCING
great terms at competitive rates
Designed for those who may not need an FHA loan.
If your scenario falls outside the box of a government-backed loan program, a Conventional loan might be your best option.
- Excellent fit for borrowers with strong credit
- Flexibility with Private Mortgage Insurance
- Down payments as low as 3%
Conventional loans are the most common type of mortgage in the U.S., offering flexible terms and high lending limits.
Ready to learn more? Or unsure if you may qualify? Give us a call or fill out our contact form and we’ll be in touch with answers.
Let’s Chat
CONVENTIONAL LOAN FEATURES
Qualified borrowers have access to several benefits, ranging from rate type to loan limits.
Yearly Terms From 8 Years to 30 Years
Investment & Second Home Eligibility
Adjustable Rate and Fixed Rate Terms
Cancellable Private Mortgage Insurance
Conventional loan DETAILS
- Ideal for higher credit scores
- 3% down first time home buyer*
- When FHA guidelines are not favorable
*Cannot have owned a home in the last 3 years.
95% Financing – One Time Close*
- Minimum 700 Credit Score
- Minimum 5% Down Payment Necessary
- Interest Only Payments During Construction
- Converts to a 30 Year Fixed Mortgage Upon Completion
- Can Own the Land Already or Purchase using Construction Loan
- Up to a 4-Plex Allowed**
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
*The construction loan automatically converts to a 30 year fixed Conventional mortgage.
**Must occupy one of the units as your primary residence.
Up to 97% Financing*
- Minimum 620 Credit Score
- 5% Down Payment Necessary – 3% if First Time Home Buyer*
- Competitive Mortgage Insurance
- Down Payment Assistance Available**
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
*You cannot have owned a home within the last 3 years.
** True grant or repayable options available. Will affect the interest rate.
97% Financing – Purchase or Refinance
-
Minimum 620 Credit Score
-
No Minimum Renovation Cost
-
Up to a 4-Plex Allowed*
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
*Must occupy one of the units as your primary residence.
Renovation cost greater than $200,000 requires a second level project review.
No consultant required when total renovation cost is less than $50,000.
Cash-Out – Up to 80% Financing
- Minimum 620 Credit Score
- 80% Financing Available
- No Mortgage Insurance
- Defer up to 2 Months of Payments
- Loan Costs can be Financed into the Loan – So No Out of Pocket Expense
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
Restrictions apply for cash out options in Texas.
Rate and Term Refinance
Appraisal Waiver Eligible*
- Minimum 620 Credit Score
- 97% LTV (loan-to-value) Eligible
- No Closing Cost Options Available**
- Loan Costs can be Financed into the Loan – So No Out of Pocket Expense
- Defer up to 2 Months of Payments
- Possible to Remove Mortgage Insurance***
- Up to $2,000 Cash Back at Closing
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
*Depends on various factors such as credit score, loan-to-value and time since last appraisal and requires AUS approval.
**Requires utilizing lender credits at a higher rate than what the par or free rate is.
Cash back options do not apply in Texas.
wheRE TO start...
In the market to purchase or build a home? Start with our Purchase or Construction programs.
Already own a home? Consider refinancing or renovating with our Cash-Out, Rate/Term, and Renovation programs.
Why Choose Great Start Mortgage?
Because achieving your goal is our goal.
We’re a small, independent brokerage who treats every loan as if it were our own. You don’t fall into a database like the big box brokers… you work with us one-on-one every step of the way.
Our team compares multiple lenders to find the best loan for your needs. We listen, guide, and advise to set you up for success.
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Start Here!
Location
4495 W Hacienda Ave, Suite 11A
Las Vegas, NV 89118
Company Control Officer
Brian Stark
NMLS #1620373
Legal Info
GSM Consulting LLC
DBA Great Start Mortgage
NMLS #2138443
Consumer Access
Great Start Mortgage, 4495 W Hacienda Ave Ste 11, Las Vegas, NV 89118
NMLS #2138443. Go here for the Great Start Mortgage NMLS Consumer Access Page
©2021-2025 GSM Consulting LLC. All rights reserved
As the borrower, you have the control. You have the ability to determine who does your mortgage and what your mortgage does for you. It is just another financial instrument in the world of capitalism that plays by a fixed set of rules that are put in place to protect you, the borrower. There are three factors that determine what you are able to do and that is credit, income and debt. For more information, visit the CFBP.