BRINGING YOU HOME
WITH AN FHA LOAN
Government-Backed and Insured
A great fit for first-time buyers and those with less than perfect credit.
FHA loans are knowns to be more forgiving and less restrictive than other programs, offering the opportunity of home ownership to borrowers with somewhat low credit and a reasonably high amount of debt.
- Low down payments
- Down payment assistance available
- Competitive interest rates
- Minimum 500 credit score*
FHA loans are popular with our borrowers, and for good reason. Lenient borrower requirements, compared to other programs, can set you up for success.
Ready to learn more? Or unsure if you may qualify? Give us a call or fill out our contact form and we’ll be in touch with answers.
Let’s Chat
FHA LOAN FEATURES
Qualified borrowers have access to several benefits, including favorable rates and refinance options.
Low Down Payments
Credit Scores Down to 500 Allowed
Higher Debt-to-Income Ratios Accepted
Gift Funds Allowed for Down Payment
FHA loan DETAILS
- Lower interest rates
- Scores as low as 500*
- Minimal down payment
*Requires 10% down payment below 580.
96.5% Financing – One Time Close**
- Minimum 620 Credit Score
- 3.5% Down Payment Necessary
- No Payments During Construction
- Converts to a 30 Year Fixed Mortgage
- Can Own the Land Already
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
**The construction loan automatically converts to a 30 year fixed FHA mortgage.
96.5% Financing
- Minimum 500 Credit Score*
- 3.5% Down Payment Necessary
- Down Payment Assistance Available
- Favorable Guidelines for Troubled Credit
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
*Requires 10% down payment below 580.
96.5% Financing
-
Minimum 580 Credit Score
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No Minimum Renovation Cost
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Must Bring 3.5% To Closing on Refinance
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1 to 2 Units, Condo and Mfg. Allowed
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
Renovation cost greater than $200,000 requires a second level project review.
No consultant required when total renovation cost is less than $50,000.
FHA Cash-Out – Up to 80%
- Minimum 500 Credit Score**
- 100% Financing Available
- No Mortgage Insurance
- Forgiving and Generous Guidelines
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
**Below 580 requires compensating factors
Restrictions apply for cash out options in Texas.
FHA Streamline
No Appraisal – No Income – No Employment Verification*
- No Closing Cost Options Available**
- No Credit Score Options Available
- Defer up to 2 Months of Payments
- Up to $500 Cash Back at Closing
We’re happy to provide fast, convenient quotes in as little as 60 seconds (with no credit check)
Start your pre-approval or give us a call at 844-866-8282!
*If you are removing someone from the loan, you will have to do income qualification.
**Requires utilizing lender credits at a higher interest rate than what the par or free rate is.
Cash back options do not apply to Texas.
wheRE TO start…
In the market to purchase or build a home? Start with our Purchase or Construction programs.
Already own a home? Consider refinancing or renovating with our Cash-Out, Rate/Term, and Renovation programs.
Why Choose Great Start Mortgage?
Because achieving your goal is our goal.
We’re a small, independent brokerage who treats every loan as if it were our own. You don’t fall into a database like the big box brokers… you work with us one-on-one every step of the way.
Our team compares multiple lenders to find the best loan for your needs. We listen, guide, and advise to set you up for success.
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Call Us Locally
Get Approved
Start Here!
Location
4495 W Hacienda Ave, Suite 11A
Las Vegas, NV 89118
Company Control Officer
Brian Stark
NMLS #1620373
Legal Info
GSM Consulting LLC
DBA Great Start Mortgage
NMLS #2138443
Consumer Access
Great Start Mortgage, 4495 W Hacienda Ave Ste 11, Las Vegas, NV 89118
NMLS #2138443. Go here for the Great Start Mortgage NMLS Consumer Access Page
©2021-2025 GSM Consulting LLC. All rights reserved
As the borrower, you have the control. You have the ability to determine who does your mortgage and what your mortgage does for you. It is just another financial instrument in the world of capitalism that plays by a fixed set of rules that are put in place to protect you, the borrower. There are three factors that determine what you are able to do and that is credit, income and debt. For more information, visit the CFBP.