ONE-TIME CLOSE
VA CONSTRUCTION LOANS
va construction home loans
Build your dream home with a VA loan.
Qualified borrowers are able to finance the purchase of both the land and construction costs of a brand new home – no down payment required.
- No construction loan costs or down payments
- 100% financing
- Finance purchase of land and construction
We are proud to offer eligible veterans and active servicemembers 100% financing with a one-time close loan.
Ready to learn more? Or unsure if you may qualify? Give us a call or fill out our form because we like to answer your questions.
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VA construction LOAN FEATURES
Packed with benefits that save you money and make building a new home easier.
100% Financing with NO Construction Loan Fees
Minimum 620 Credit Score
Converts to Standard VA Purchase Interest Rate
NO Interest Payments During Construction
DO YOU QUALIFY?
You are eligible for a VA loan if one of the following applies. If you’re not sure—reach out. We’ll help you find out where you stand.
Served 90 consecutive days of active duty during wartime
Served 6 years in the National Guard or Reserves
Completed 181 days of active service during peacetime
Be the spouse of a service member who died in the line of duty or from a service-related disability
PROGRAM DETAILS
- Minimum 620 Credit Score
- No Down Payment Necessary
- No Payments During Construction
- Converts to a 30 Year Fixed Mortgage
- Can Own the Land Already
- Up to a 4-Plex Allowed**
*The construction loan automatically converts to a 30 year fixed VA mortgage. Down payment required if you are non-veteran and/or non-spousal co-borrower.
**Must occupy one of the units as your primary residence
wheRE TO start…
In the market to purchase or build a home? Start with our Purchase or Construction programs.
Already own a home? Consider refinancing or renovating with our Cash-Out, IRRRL, and Renovation programs.

Why Choose Great Start Mortgage?
Because achieving your goal is our goal.
We’re a small, independent brokerage who treats every loan as if it were our own. You don’t fall into a database like the big box brokers—you work with us one-on-one every step of the way.
Our team compares multiple lenders to find the best loan for your needs. We listen, guide, and advise to set you up for success.

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Location
4495 W Hacienda Ave, Suite 11A
Las Vegas, NV 89118
Company Control Officer
Brian Stark
NMLS #1620373
Legal Info
GSM Consulting LLC
DBA Great Start Mortgage
NMLS #2138443
Consumer Access
Great Start Mortgage, 4495 W Hacienda Ave Ste 11, Las Vegas, NV 89118
NMLS #2138443. Go here for the Great Start Mortgage NMLS Consumer Access Page
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As the borrower, you have the control. You have the ability to determine who does your mortgage and what your mortgage does for you. It is just another financial instrument in the world of capitalism that plays by a fixed set of rules that are put in place to protect you, the borrower. There are three factors that determine what you are able to do and that is credit, income and debt. For more information, visit the CFBP.